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Archive for the ‘Health Services’ Category

Advahced Rehab Treatment In Specialized Spa Resort

Rehabilitate is a verb that as a many other medicinal terms is taken from the Latin word “habilitas”, by way of literal meaning “to make able”. In this case, it’s a incredibly precise suggestion of the original.

The modern field of Rehab Physical Remedies is known since around the 1930’s as an answer to musculoskeletal and neurological disorders of war veterans. This inquire made this field of remedies sovereign and increasingly essential one.

Physical Medicine and rehabilitation therapy will not undo the harm of a person, nor does it guarantee to fully rebuild one’s regular capabilities. Physical Remedies and Rehabilitation nevertheless, is working in direction of helping a person achieve the very best level of function by reduction his disability, stopping whichever complications, and coaching him self-reliance and independence. Physical Remedies and Rehabilitation prepares tailored therapy schemes for every individual, focusing on the level of incapacity, the patient’s general strength, and their possible reaction to the remedies. It closely screens his evolution and ensures that a top quality life is within reach.

The different health conditions may necessitate individuals the use of services of specialized rehab clinic or health spa resort. Small disabilities may not want an intensive rehab treatment. Doctors could prescribe patients with uncomplicated impairments to do certain regular exercises using rehab equipment in the gym or at home.

Physical Medicine and rehabilitation healing is strongly recommended under specific circumstances like impairment and movement limitation. Impairment is mainly losing the usual functions of a part or selected part of the body due to injuries or disorder such as paralysis to one side of the body due to a stroke. Movement limitation is the consequence of impairment.

There are some most frequent disorders that need custom-made and skilled rehab services: amputees, arthritis, nearly all of accidental injuries, after surgery conditions, rheumatism, osteoporosis as well as number others. The usual ageing means could also influence the mobility of people.

Choosing the appropriate rehab healing would need more than looking at the online site listings and the fees that come beside with healing services. Consulting your health care supplier about your health circumstance would direct you to the appropriate way to address it. Some rehabilitation packages could not necessarily fits to your specifichealth conditions.

In numerous of quality rehabilitation centers or specialized health spa resorts the most appropriate and complete physiotherapy program is approved. A rehabilitation clinic or health spa resort operates with the rehab equipment that is on the whole appropriate for one’s health situation. Different types of rehabilitation therapies may well be applied in dedicated health spa resort, for illustration electrotherapies, magneto therapies, hydrotherapies and other water therapy and further special and common rehabilitation treatments. A team of health care specialists like rehabilitation nurses, physical and occupational therapists, and psychologists will be able to make sure that a patient not only achieve physical progress but be capable to achieve his maximum capability physically as well as mentally during his or her spa resort vacations. Aside from that, a patient is mostly being faithfully monitored and assessed.

In the majority rehab clinics and specialized health SPA centers rehabilitation therapy if appropriately administered will have a huge influence on the patient’s high-speed recuperation, improved functioning, and the quality of being. Though any rehabilitation therapy course however, in addition needs the patient’s sincere dedication as well as cooperation so that risk elements might be reduced.

US Healthcare: What’s Wrong With It?

US Healthcare – What’s wrong with it?
By Phil Bate PhD

We spend 2-3 times as much on our healthcare as most of the countries that now have   “socialized medicine”.  Yet, every country with socialized medicine has much better overall health statistics.  As a matter fact, we are hovering around 32nd in the world.  Even some “third world” countries are ahead of us.

How can this be?  The richest country in the world, spending more than any other country, yet the health is one of the worst!  What’s wrong?  How have we come to this state of affairs?

There are a variety of reasons.  Let’s look at some of these, and look at the alternate answer:

    1.  There’s a lot of talk about 40-50 million “uninsured” people in the US.  “Uninsured” doesn’t mean that they aren’t taken care of.  No Emergency Room can turn down anyone who comes for “treatment”.  (Although many hospitals try to shift “poor” people to county or state facilities for profits sake.) 

There’s also Medicaid for the very poor.  But, that still leaves the great majority of “uninsured” swinging in the wind.  They make just a little too much money to qualify for Medicaid, or the state they live in has run out of money and facilities.  (Under the Bush Administration, the cuts in Medicaid have limited this coverage in virtually every state.)  A severe medical problem bankrupts many of these families every year. 

Who pays for Medicare and Emergency visits?  The usual – US taxpayers!  So, like it or not, we already have a “sort of” socialized medicine. 

By the way, when did the phrase “socialized medicine” become a bad phrase?  (Was it another “spin” fostered by “vested interests”?)   How often have you heard “just ask a Canadian about their socialized medicine”?  

Ask 100 persons from any country(s) that has socialized medicine two questions:  “How do you like it?” and “Would you like to get rid of it”. 

The answers to the first question are often a lot of individual complaining.  Yet, the answer to the second question is an overwhelming “Never”.   Could this dichotomy be the reason that so many people in the US “think” that socialized medicine is bad – those “bitching” (and very human) answers.  Most people ask only the first question, NOT the second.  I’ve asked both, and have yet to find a Canadian or a Brit who answers “yes” to the second question, but many, or most, will find something to complain about.

Isn’t it interesting that all the “civilized industrial nations” in Europe and elsewhere have some version of socialized medicine?  Even in almost bankrupt Russia and Georgia, healthcare is free to all.  And, even their health statistics are better than ours.   (FYI, they also subsidize any “bright” student all the way to a “doctorate” if they are smart enough.  College tuition in the US is prohibitively high for mid and low income families – are we wasting a major resource?  You bet!)

    2.   Why is our health care costing so much?  Simple – the insurance companies are running it.  They make huge profits for this “service”.  Cut out the middleman – the insurance companies, and cut the costs by an impartial estimate between a third and a half!   

What other benefits would this have?  Doctors would have more time to talk to patients, and spend less time, and office staff filling out forms to get paid.   When was the last time your MD spent more than 2 minutes with you?

Let’s not overlook the fact that prevention is always better than catastrophe!  All too often, when a poor person winds up in an Emergency Room, the cost of their problem is much more than it would be if that person had had insurance that allowed doctor visits to head off catastrophe with some prevention.  This is a major factor favoring socialized medicine.

There’s still another factor in this equation.  Malpractice insurance (more profits to insurance companies)!  We do need to limit this.  Some formulas have to be developed for how much any doctor can be sued for.  And, medical boards need to oversee MD’s (and their mistakes) much closer.  Doctors do make mistakes!  And, the injured have a right to be compensated for such!  What do the other countries do about this problem?  Has anyone made any study of this?

    3.   There is another often overlooked problem.  We, as a nation, have a terrible diet!  We eat “fast foods” way too often.  We eat too few “healthy foods”, and too many “high carbohydrate” foods.  The statistics show clearly that a poor diet on the part of a mother results in a baby that is not nearly as healthy as it should be.

Take a look at some “poor” natives of African countries in photographs.  Look especially at the wide mouths full of very strong, very even, teeth.  Compare this to the US “standard” of two very prominent front teeth, a high narrow arch to the roof of the mouth, and crowding of the rest of the teeth.  Dr Von Hilsheimer of Maitland Florida wrote a book years ago detailing the various “abnormalities” and “anomalies” of children of poor diet mothers.  There is a definite correlation between these children and increasing allergy and sensitivity in our children 

Recently I read a very interesting article about a school that changed the diets of the attending students and by this simple change only, the entire attitude and moral outlook of the students was changed.  It was very simple!  They took out all the soda machines, and replaced them with water fountains.  They eliminated hamburgers and fries, and similar poor diet foods, and emphasized fruits and veggies.  Lo, and behold, the school which had previously been shunned by teachers because of unruly students was completely changed!  Students were calm, quiet, and learned more and better than other schools in the area.  Acts of violence or vandalism were eliminated.  There are several other similar studies which school boards do not pay enough attention to.

As a result of our overall “poor” diet, we, as a nation, get sick more often than other countries.  This adds to the cost of healthcare tremendously in this country.

     4.  The American Medical Assn, one of the strongest unions in the world, backed up by the huge drug industry (Big Pharma), and the insurance industry have the power and the money to “buy” enough politicians to prevent any “reasonable” health plan.  Bill and Hilary Clinton found this out in his first year in office.  There’s so much money involved, it may be impossible to even get anything done except a “Band-Aid” on the cancer.

In Europe, many, if not most, MD’s practice homeopathy and alternate medicine, which is much cheaper and much less dangerous than the drugs that US MD’s are “brainwashed” into using.  In Germany alone, well over half of all MD’s are also Homeopaths.   In China, doctors are paid if their patients stay well.  Does this give a “vested interest” in keeping them healthy?  You bet!  In the US, the “hidden vested interest” is to keep the patients sick!  That increases the income of the doctor.  With socialized medicine, the doctor’s primary interest is to “get rid of their patients by getting them healthy”.  Another potent plus for socialized medicine. 

(Unlike most psychologists trained to keep their patients coming back, week after week, I always believed that my job was to find their real problem, and to get rid of them as quickly as possible.  That’s why I switched from “Behavior Therapy” to “Orthomolecular Therapy”.  It works, quickly and inexpensively, and actually solves mental problems.)

What can we, as individuals, do?  Start asking the politicians we elect what their previous votes have been, and what their future votes will be on these questions.  Vote for those who will vote for at least a form of socialized medicine. And throw out the other rascals.  Our votes are powerful, and we need to use them wisely.

About Author
Phil Bate PhD – Retired Orthomolecular Psychologist Inventor and Patent Pending Holder for Brain Wave Amplitude Changing via Auditory Training http://DrBate.com

A Few Minor Billing Errors Aren’t Really Going to Matter, Right? Wrong!

When undertaking compliance measures, it is not uncommon to hear a physician attempt to justify the presence of billing errors by saying that the far majority of the billing is accurate and that one cannot worry too much about an occasional error here or there. Moreover, it is common to hear physicians say that they are not responsible for coding and that they heavily rely on coders to perform this function. Submitting claims with inaccurate coding can lead to false claims exposure for a physician even if the physician did not personally assign the code. Moreover, it is important to note that there need not be a pattern and practice of billing errors for legal exposure to occur.

A review of the recent unpublished decision in People v. Plymouth Road Dental, P.C. clearly demonstrates the importance of minimizing any and all billing errors. In People v. Plymouth Road Dental, P.C., both the dentist and the PC were bound over for criminal trial for numerous counts of alleged Medicaid fraud following the preliminary examination. At the preliminary examination, the government had introduced evidence regarding discrepancies between the billing invoices submitted by the dentist for 5 Medicaid patients and the work that had been performed. The dentist and the PC appealed to the circuit court emphasizing that the evidence demonstrated only 9 erroneous billings for 4 or 5 patients totaling slightly more than $300 in dispute (which is negligible compared to the thousands of patients seen in any given year) and that there were also instances of underbillings which would mitigate against an intent to bill falsely. The circuit court dismissed all of the charges based on the minimal number of claims involved and the resulting inference that the billings were thus more likely due to inadvertent error rather than a pattern of error sufficient to establish the knowledge element necessary for criminal prosecution. However, the Michigan Court of Appeals disagreed, causing the dentist and the PC to face a criminal trial, holding that: “the actual number of errors that are alleged, and the relatively small dollar figure they represent, is irrelevant and does not automatically convert or allow for the assumption, as proffered by the trial court, that the errors must have comprised only inadvertent mistakes. As previously determined by this Court, ‘if a defendant contractually agrees to abide by billing procedures and has access to the applicable manuals and documentation controlling those procedures, deviations from the established procedures are presumed to be intentional or provide evidence that the defendant knew the submitted claims were false.” (Citations omitted).

When billing for medical services and procedures it is essential that the precise code is submitted. Assigning codes that do not precisely match the service is not good enough. Coding using the “close enough” method creates compliance exposure. In today’s health care environment, physicians are well advised to educate themselves with regard to the codes that are applicable to their services and procedures and to make sure that those who are performing the coding function are monitored (e.g., via direct periodic reviews by the physician whose PIN is being submitted and/or via an audit conducted by a third party auditor retained by legal counsel to provide the appropriate attorney client privilege should errors be found). With regard to some services and procedures, Medicare and other third party payers have specific coding policies. These policies should be obtained and reviewed.

http://www.racattorneys.com

Andrew Wachler PhotoAbout Author
Wachler & Associates, P.C., is a law firm providing healthcare legal services to healthcare providers, suppliers and entities nationwide. Since 1980, the attorneys of Wachler & Associates, P.C., have successfully defended thousands of Medicare, Medicaid and other third party payor audits.

The New Mr. America: Bankrupt, Diseased and Running Out of Options

With a military rifle in one hand and a bottle of prescription medications in the other, the new “Mr. America” is over-fed, under-nourished, over-medicated, over-spent and “over there” (waging war in the Middle East). And soon, with Obama’s new disease care reform proposals, America will find itself destitute and diseased, unable to climb out of the medication dependence pit it has dug for itself.

See the political cartoon on this topic here: http://www.naturalnews.com/026686_debt_america_disease.html

To understand why this is true from a financial point of view, take a look at these numbers:

If you read the actual federal budget for 2009, it’s an astonishing $3.1 trillion. The size of the number itself is mind-boggling, but it’s even more disturbing when you realize just how much of the federal budget is spent on these three things:

  1. WAR
  2. DISEASE
  3. DEBT

In fact, let me ask you this question right now: What percentage of the federal budget do you think is spent on these three things? War, Disease and Debt.

Is it 10 percent? Twenty-five percent? Fifty percent?

Keep going…

Of course, if you actually work in Washington, you won’t even describe these as “War, Disease and Debt.” Instead, you call them:

  1. DEFENSE
  2. HEALTH
  3. THE ECONOMY

It all sounds much nicer when phrased that way. But these terms are intentionally deceptive. We’re not really “defending” our way into Iraq, Afghanistan and seventy-five other countries where we have a military presence. Spending on “health care” doesn’t have anything to do with health (it’s all about disease). And people who say spending more debt money to “help the economy” are mathematical retards. You can’t get yourself out of debt by spending more money (even though V.P. Joe Biden insists you can…).

So are you ready for the actual number?

It’s an eye-opener. The actual percentage of the U.S. federal budget spent on WAR, DISEASE and DEBT is 87 percent.

Here’s how it breaks down according to publicly-available numbers: (Source = http://en.wikipedia.org/wiki/United_States_federal_budget,_2009 )

Total U.S. Federal Budget for 2009: $3.1 trillion

1) WAR: Department of Defense ($515.4 billion) + War on Terror ($145.2 billion) + Dept. of Veterans Affairs ($44.8 billion) + Dept. of Homeland Security ($37.6 billion) = $743 billion

2) DISEASE: Medicare ($408 billion) + Medicaid ($224 billion) + Dept. of Health and Human Services ($70 billion) =$702 billion

3) DEBT: Debt to the people: Social Security ($644 billion), Social Security Administration ($8.4 billion), Welfare ($360 billion) and Interest on National Debt ($260 billion) = $1,272 billion

(Note: This does not even include the financial cost of the War on Iraq or the War in Afghanistan, as those are budgeted separately as appropriations and are not included in the Dept. of Defense budget. So the actual numbers are far worse than what’s shown here…)

Combined spending on War, Disease and Debt: $2,717 billion ($2.7 trillion), which is 87% of the total expenditures by the federal government ($3.1 trillion).

How do you dig yourself out of this hole?

For every tax dollar you send to Washington (and it’s about to become a whole lot more of ’em), 87 cents gets spent on war, disease and debt. That leaves just 13 cents on the dollar for roads, schools, parks, technology, science, the environment, adult education and other programs.

If you spent 87% of your own household income on war, disease and debt, leaving only 13 cents on the dollar for food, clothing, transportation and entertainment, how long would your own finances stay solvent? Not very long…

It doesn’t take a financial genius to realize that the United States of America has dug itself into a financial trench so deep and so infected with really bad planning that there is virtually no way it can get out. As a result, the American people are increasingly bankrupt, diseased and homeless. (I predict a new wave of tent cities springing up across the American landscape as increasing numbers of Americans lose their jobs and their homes.)

“Mr. America” is burned out, stressed out, tapped out and about to be rubbed out.

It is only a matter of time before economic reality sets in and the American people find their currency is phased out, too.

An economic prison to keep you trapped and penniless

It’s easy to see this from afar (from South America, in my case, where I live full time): America is living in a fantasy world, where the laws of economics have been (temporarily) suspended. There’s no such thing as too much spending. No such thing as too many prescription drugs or vaccines. No such thing as too much war. It’s all justifiable by the relentless fools in Washington who claim, “We saved the economy!”

Because, you see, we are past the point of dealing with reality in America. There will be no saving the nation from financial demise. There will be no meaningful health care reform. There will be no real changes that preserve your freedom or your bank account. Instead, one hundred percent of the efforts are now focused on preserving the illusions that keep America artificially propped up like a morbid human puppet.

The new Congressional bills, the financial bailouts, the empty talk of health care reform — these are all designed to distract you from the sobering, unavoidable and simple truth: That you are a slave, Neo. Like everyone else, you were born into bondage, born inside a prison that you cannot smell, taste, or touch. A prison for your mind. [Recognize it?]

That prison keeps you working 60-hour weeks. It keeps you paying your taxes. It keeps you medicated and indoctrinated like a slobbering idiot who buys brand-name products because the logos seem somehow emotionally familiar (TV programming). It keeps you slaving away your precious hours, shoveling the fruits of your labor into a mindless, heartless machine of Big Government that has already mortgaged your assets, sacrificed your health and stolen your future.

And there’s always a seductive motivation beckoning you to sacrifice more. If you only work another job, you’ll be able to afford that giant TV screen you’ve always wanted. Here’s a credit card to make it easy, or you can just sign over your home. Here, take this vaccine shot for your own protection. Vote for me, and I’ll give you free health care. I’ll stabilize the economy by spending future generations into yet more debt. Don’t worry about paying anything back… we’ll let the next President deal with that.

The fraud continues, year after year, with new faces and names at the helm, but the same old failed thinking at the core. You cannot spend your way to prosperity, you must SAVE your way there. You cannot make a population healthy by drugging more people. You cannot make peace by waging war. And you cannot make a nation great by abandoning the real needs of the people and selling out to corporations and their lobbyists.

Sadly, while Mr. America was once a healthy, thriving, hard-working individual, he’s now a jobless, indebted medicated heart patient with a caffeine habit and an upside-down mortgage on the home he’s about to lose. And the worst part is that the lawmakers in Washington are doing everything in their power to make sure Mr. America stays that way.

Mike Adams PhotoAbout Author
Mike Adams is a natural health author and technology pioneer with a strong interest in personal health. He is also known by his call sign, the ‘Health Ranger,’ Adams posts his missions statements, health statistics and health photos at www.HealthRanger.org
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Medigap Health Insurance Policy is For Your Utmost Heath Benefits

It is often seen that the Medicare policy that you are having does not cover for the total bill charged for your medical treatment. Therefore it is a big concern to pay the extra bill that is not covered by the original Medicare policy. To bear the extra cost is not easy. For this reason the supplementary policy has been introduced in order to overcome the cost. This policy is stated as Medicare supplementary policy. It is also known as Medigap plan or policy. Medigap is something that fills up the gap between the original Medicare policy and the supplementary policy. The expenditure which is not paid by the original is paid by this Medigap plan. It helps you to get relieved of that extra burden of medical cost. The fact is that in the original Medicare policies there always remain several gaps for which it doesn’t pay for all the health care services that you may need. Therefore if you are the one of the beneficiaries of the original Medicare plane, you may be in the need to buy Medicare supplement insurance. Now you can understand the reason why it is called Medigap plan. This health insurance policy helps you to pay for some of the costs in the original Medicare program and also for the part that it doesn’t cover.

This policy had been standardized by Centers of Medicare and Medicaid Services (CMS) in 1992. But it is not that this policy was not present before that. It was present prior that but prior 1992 the policy holders under this scheme remains under non-standardized plan. And those plans are now no longer applicable for the newly introduced plans. It is to be mentioned that the Medigap or the Medicare supplement plans are sold by the private insurance companies and there are no government sponsorship behind them. And for that reason the insurance policies may vary from state to state. According to the law, the companies can offer only 12 Medicare supplement insurance plans. All these plans are named after the letter series of English alphabet. From A to L, all these plans are for separate benefits. You have to go through all the plans carefully and then decide what the plan is you are opted for. In 2006 it has been clearly stated that the Medigap Plans H, I, and J, cannot be sold to people with prescription to drug benefits, although there is a lax of this rule for people who already have those plans and they can keep them.

The insurance company can not change its scheme or any thing under its policy rules unless you become a defaulter. Any irregularity in your premium giving and other thins can be measured as default. So be careful about paying the premiums within the time period. However, the company can increase the insurance premium, but that too they can’t do without providing your prior notice of the increase in due time.

However, it is sure that if you are under a Medicare policy and have a Medicare supplement plan along with it you need not have to worry about the Medical costs that you may have to face any time in life.

Medicare Supplement Plans: Rules to be Followed

It is often seen that the Medicare policy that you are having does not cover for the total bill charged for your medical treatment. Now it sometimes becomes a big problem for some people to bear that extra cost. For that very reason here is the Medicare supplement, in other words known as the Medigap policies that helps you get relieved of that extra burden of medical cost. The fact is that in the original Medicare policies there always remain several gaps for which it doesn’t pay for all the health care services that you may need. Therefore if you are the one of the beneficiaries of the original Medicare plane, you may be in the need to buy Medicare supplement insurance. In other words it is also known as the Medigap insurance because of the reason that it bridges the gap between the policy coverage of the original Medicare plans and the total medical bill you need to pay. This is the type of health insurance policy that helps you pay for some of the costs in the original Medicare program and also for the part that it doesn’t cover.

Created by vectorizing w:Image:Medicare and Me...

Image via Wikipedia

The medigap offerings or the Medicare supplement plans have been standardized by the Centers of Medicare and Medicaid Services (CMS) in 1992. Though medigap policies were also available prior to that. But the seniors possessing the plans prior to 1992 are still under non-standard plans. But these plans are no longer eligible for the new plans. It is to be mentioned that the Medigap or the Medicare supplement plans are sold by the private insurance companies and there are no government sponsorship behind them. And for that reason the insurance policies may vary from state to state. According to the law, the companies can offer only 12 Medicare supplement insurance plans. And these plans are named from A through L and each plan provides different sets of benefits. In 2006 it has been clearly stated that the Medigap Plans H, I, and J, cannot be sold to people with prescription to drug benefits, although there is a lax of this rule for people who already have those plans and they can keep them.

It is however advised that you should go through the policy statements carefully before deciding to choose one best fit for you. And for the concern of the policyholders it can be said that the all the plans with the same letter cover, no matter which insurance company sells it must cover the same benefits. As for example it can be said that all Plan E policies have the same benefit coverage irrespective of the insurance company selling it. However, it should be kept in mind that the amount of premium can vary with company.

The fact is that the insurance company must keep renewing the Medicare supplement plans once you buy a Medigap plan for yourself. And it is also true that they cannot change the policy covers or the benefits that it promises to provide or even can’t cancel it unless there is any failure on your part in paying the premium. However, the company can increase the insurance premium, but that too they can’t do without providing your prior notice of the increase in due time.

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US Healthcare: What’s Wrong With It?

We spend 2-3 times as much on our healthcare as most of the countries that now have   “socialized medicine”.  Yet, every country with socialized medicine has much better overall health statistics.  As a matter fact, we are hovering around 32nd in the world.  Even some “third world” countries are ahead of us.

Centers for Medicare and Medicaid Services (Me...

Image via Wikipedia

How can this be?  The richest country in the world, spending more than any other country, yet the health is one of the worst!  What’s wrong?  How have we come to this state of affairs?

There are a variety of reasons.  Let’s look at some of these, and look at the alternate answer:

1.  There’s a lot of talk about 40-50 million “uninsured” people in the US.  “Uninsured” doesn’t mean that they aren’t taken care of.  No Emergency Room can turn down anyone who comes for “treatment”.  (Although many hospitals try to shift “poor” people to county or state facilities for profits sake.)

There’s also Medicaid for the very poor.  But, that still leaves the great majority of “uninsured” swinging in the wind.  They make just a little too much money to qualify for Medicaid, or the state they live in has run out of money and facilities.  (Under the Bush Administration, the cuts in Medicaid have limited this coverage in virtually every state.)  A severe medical problem bankrupts many of these families every year.

Who pays for Medicare and Emergency visits?  The usual – US taxpayers!  So, like it or not, we already have a “sort of” socialized medicine.

By the way, when did the phrase “socialized medicine” become a bad phrase?  (Was it another “spin” fostered by “vested interests”?)   How often have you heard “just ask a Canadian about their socialized medicine”?

Ask 100 persons from any country(s) that has socialized medicine two questions:  “How do you like it?” and “Would you like to get rid of it”.

The answers to the first question are often a lot of individual complaining.  Yet, the answer to the second question is an overwhelming “Never”.   Could this dichotomy be the reason that so many people in the US “think” that socialized medicine is bad – those “bitching” (and very human) answers.  Most people ask only the first question, NOT the second.  I’ve asked both, and have yet to find a Canadian or a Brit who answers “yes” to the second question, but many, or most, will find something to complain about.

Isn’t it interesting that all the “civilized industrial nations” in Europe and elsewhere have some version of socialized medicine?  Even in almost bankrupt Russia and Georgia, healthcare is free to all.  And, even their health statistics are better than ours.   (FYI, they also subsidize any “bright” student all the way to a “doctorate” if they are smart enough.  College tuition in the US is prohibitively high for mid and low income families – are we wasting a major resource?  You bet!)

2.   Why is our health care costing so much?  Simple – the insurance companies are running it.  They make huge profits for this “service”.  Cut out the middleman – the insurance companies, and cut the costs by an impartial estimate between a third and a half!

What other benefits would this have?  Doctors would have more time to talk to patients, and spend less time, and office staff filling out forms to get paid.   When was the last time your MD spent more than 2 minutes with you?

Let’s not overlook the fact that prevention is always better than catastrophe!  All too often, when a poor person winds up in an Emergency Room, the cost of their problem is much more than it would be if that person had had insurance that allowed doctor visits to head off catastrophe with some prevention.  This is a major factor favoring socialized medicine.

There’s still another factor in this equation.  Malpractice insurance (more profits to insurance companies)!  We do need to limit this.  Some formulas have to be developed for how much any doctor can be sued for.  And, medical boards need to oversee MD’s (and their mistakes) much closer.  Doctors do make mistakes!  And, the injured have a right to be compensated for such!  What do the other countries do about this problem?  Has anyone made any study of this?

3.   There is another often overlooked problem.  We, as a nation, have a terrible diet!  We eat “fast foods” way too often.  We eat too few “healthy foods”, and too many “high carbohydrate” foods.  The statistics show clearly that a poor diet on the part of a mother results in a baby that is not nearly as healthy as it should be.

Take a look at some “poor” natives of African countries in photographs.  Look especially at the wide mouths full of very strong, very even, teeth.  Compare this to the US “standard” of two very prominent front teeth, a high narrow arch to the roof of the mouth, and crowding of the rest of the teeth.  Dr Von Hilsheimer of Maitland Florida wrote a book years ago detailing the various “abnormalities” and “anomalies” of children of poor diet mothers.  There is a definite correlation between these children and increasing allergy and sensitivity in our children

Recently I read a very interesting article about a school that changed the diets of the attending students and by this simple change only, the entire attitude and moral outlook of the students was changed.  It was very simple!  They took out all the soda machines, and replaced them with water fountains.  They eliminated hamburgers and fries, and similar poor diet foods, and emphasized fruits and veggies.  Lo, and behold, the school which had previously been shunned by teachers because of unruly students was completely changed!  Students were calm, quiet, and learned more and better than other schools in the area.  Acts of violence or vandalism were eliminated.  There are several other similar studies which school boards do not pay enough attention to.

As a result of our overall “poor” diet, we, as a nation, get sick more often than other countries.  This adds to the cost of healthcare tremendously in this country.

4.  The American Medical Assn, one of the strongest unions in the world, backed up by the huge drug industry (Big Pharma), and the insurance industry have the power and the money to “buy” enough politicians to prevent any “reasonable” health plan.  Bill and Hilary Clinton found this out in his first year in office.  There’s so much money involved, it may be impossible to even get anything done except a “Band-Aid” on the cancer.

In Europe, many, if not most, MD’s practice homeopathy and alternate medicine, which is much cheaper and much less dangerous than the drugs that US MD’s are “brainwashed” into using.  In Germany alone, well over half of all MD’s are also Homeopaths.   In China, doctors are paid if their patients stay well.  Does this give a “vested interest” in keeping them healthy?  You bet!  In the US, the “hidden vested interest” is to keep the patients sick!  That increases the income of the doctor.  With socialized medicine, the doctor’s primary interest is to “get rid of their patients by getting them healthy”.  Another potent plus for socialized medicine.

(Unlike most psychologists trained to keep their patients coming back, week after week, I always believed that my job was to find their real problem, and to get rid of them as quickly as possible.  That’s why I switched from “Behavior Therapy” to “Orthomolecular Therapy”.  It works, quickly and inexpensively, and actually solves mental problems.)

What can we, as individuals, do?  Start asking the politicians we elect what their previous votes have been, and what their future votes will be on these questions.  Vote for those who will vote for at least a form of socialized medicine. And throw out the other rascals.  Our votes are powerful, and we need to use them wisely.

About Author
Phil Bate PhD – Retired Orthomolecular Psychologist Inventor and Patent Pending Holder for Brain Wave Amplitude Changing via Auditory Training http://DrBate.com
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Rules of Medigap Plans

The Medicare Supplement Plans or the Medigap policies are supplementary health insurance policies that are sold by the private insurance companies. These policies are not independent policies and are closely related with the Original Medicare. The purpose of the Medicare Supplement Plans is to fill up the gap between the policy coverage of the Original Medicare plans and the actual medical bill payable. That is a reason why these policies are also known as the Medigap plans.

The Medigap offerings or the Medicare supplement plans have been standardized by the Centers of Medicare and Medicaid Services (CMS) in 1992. Though Medigap policies were also available prior to 1992 but the seniors possessing the plans prior to 1992 are still under non-standard plans. But these plans are no longer eligible for the new plans. It is to be mentioned that the Medigap or the Medicare supplement plans are sold by the private insurance companies and there are no government sponsorship behind them. And for that reason the insurance policies may vary from state to state.

According to the law, the companies can offer only 12 Medicare supplement insurance plans. And these plans are named from A through L and each plan provides different sets of benefits. In 2006 it has been clearly stated that the Medigap Plans H, I, and J, cannot be sold to people with prescription to drug benefits, although there is a lax of this rule for people who already have those plans and they can keep them. And it is also to be noted that each Medigap policies must offer the same basic benefits, irrespective of whatever company may be selling them. The only thing that can differ from company to company is the amount of premium payable by the beneficiary. The point is that if you purchase a Medigap policy from any company under any letter cover the benefits must be same as provided by other companies under the same letter cover, for example, if you want to purchase a policy under the letter cover C or D the policy coverage and the benefits would be the same irrespective of whatever company you may choose.

In most of the cases the Medicare Supplement Insurance companies can only sell standardized Medigap policies. It is also that the companies must mention the specific benefits that they offer so that you can easily compare them. It may be that each and every company may not offer every Medigap plans A through L, but they are bound to provide clear information about the policies they are dealing with. But the fact is that each company must provide Medigap plan A if they wish to offer any other Medicare Supplement Plans. However to sell the rest of the policies should be decided by the company themselves, although law might affect which ones they offer. But also with that as the Medigap plans are mostly administered by the private companies therefore the amount of the premium payable is totally under their consideration.

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