May 2021
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Reasons People Take Out A Temporary Insurance Policy For Their Car

Most car insurance policies are still sold for twelve months. However, to provide a more economical and practical solution, temp automobile insurance can now be taken out providing cover for six months, 28 days or even 24 hours.

Temp vehicle insurance is usually referred to as policies ranging from 1 to 28 days. However, there are now a number of specialist insurance companies who offer flexible cover for between one to six months.

In addition there are even options dubbed “pay as you go”. This provides the option to switch insurance on and off for periods when they know it will not be required.

There are several situations where 1 day temporary cover may be needed. One of the most popular is making sure you are protected when borrowing a friends motor. Although you may be able to drive another vehicle on your annual policy, taking out an additional policy for this could protect any No Claims Discount built up. This could therefore be an attractive option for drivers who have built up a big no claims bonus.

Another reason temp cover is taken out is to provide protection for an additional driver so driving can be shared on a longer journey.

Insuring an overseas guest while they are over here is a common reason. As is requiring short term car insurance when buying a new auto and needing to take it home. Taking a test drive and requiring insurance for a day can be another scenario.

Many people who drive a van, don’t actually own one themselves. This can be where 1 day car insurance cover is appropriate, when you’re borrowing a van for a range of scenarios.

Forridersthat are planning a summer road trip, temporary car insurance could be a solution. This may prove economical if they use a car most of the year and will only be using the motorbike while they are away.

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