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Posts Tagged ‘Much’

Custom Teeth Whitening Tray Premium Silicone Molding. Much Better Than Boil & Bite Thermofitting Trays.

  • 10 Times better than the boil & bite trays
  • Convenient, silicone based self-impression tooth tray
  • Uniquely formulated silicone material can withstand multiple impression-takings
  • Eliminates the need for in-office tooth tray fabrication
  • Long lasting premium DO IT YOURSELF custom teeth tray with holding box

Product Description
This is a PREMIUM teeth whitening tray. It uses silicone material to create custom fitting tray at the comfort of your own home. Comes with a storage case.

This premium tray is much better than any thermo fitting boil & form trays.

Compared to boil & form trays:
? Achieve better whitening results
? Use less whitening gel (less leakage)
? More comfortable feel

Tooth Tray Fabrication Instructions (also included with your shipment)

1. Rinse, clean, and … More >>

Custom Teeth Whitening Tray Premium Silicone Molding. Much Better Than Boil & Bite Thermofitting Trays.

Custom Teeth Whitening Tray Premium Silicone Molding. Much Better Than Boil & Bite Thermofitting Trays.

  • 10 Times better than the boil & bite trays
  • Convenient, silicone based self-impression tooth tray
  • Uniquely formulated silicone material can withstand multiple impression-takings
  • Eliminates the need for in-office tooth tray fabrication
  • Long lasting premium DO IT YOURSELF custom teeth tray with holding box

Product Description
This is a PREMIUM teeth whitening tray. It uses silicone material to create custom fitting tray at the comfort of your own home. Comes with a storage case.

This premium tray is much better than any thermo fitting boil & form trays.

Compared to boil & form trays:
Achieve better whitening results
Use less whitening gel (less leakage)
More comfortable feel

Tooth Tray Fabrication Instructions (also included with your shipment)

1. Rinse, clean, and dry… More >>

Custom Teeth Whitening Tray Premium Silicone Molding. Much Better Than Boil & Bite Thermofitting Trays.

Custom Teeth Whitening Tray Premium Silicone Molding. Much Better Than Boil & Bite Thermofitting Trays.

  • 10 Times better than the boil & bite trays
  • Convenient, silicone based self-impression tooth tray
  • Uniquely formulated silicone material can withstand multiple impression-takings
  • Eliminates the need for in-office tooth tray fabrication
  • Long lasting premium DO IT YOURSELF custom teeth tray with holding box

Product Description
This is a PREMIUM teeth whitening tray. It uses silicone material to create custom fitting tray at the comfort of your own home. Comes with a storage case.

This premium tray is much better than any thermo fitting boil & form trays.

Compared to boil & form trays:
Achieve better whitening results
Use less whitening gel (less leakage)
More comfortable feel

Tooth Tray Fabrication Instructions (also included with your shipment)

1. Rinse, clean, and dry… More >>

Custom Teeth Whitening Tray Premium Silicone Molding. Much Better Than Boil & Bite Thermofitting Trays.

Custom Teeth Whitening Tray Premium Silicone Molding. Much Better Than Boil & Bite Thermofitting Trays.

  • 10 Times better than the boil & bite trays
  • Convenient, silicone based self-impression tooth tray
  • Uniquely formulated silicone material can withstand multiple impression-takings
  • Eliminates the need for in-office tooth tray fabrication
  • Long lasting premium DO IT YOURSELF custom teeth tray with holding box

Product Description
This is a PREMIUM teeth whitening tray. It uses silicone material to create custom fitting tray at the comfort of your own home. Comes with a storage case.

This premium tray is much better than any thermo fitting boil & form trays.

Compared to boil & form trays:
Achieve better whitening results
Use less whitening gel (less leakage)
More comfortable feel

Tooth Tray Fabrication Instructions (also included with your shipment)

1. Rinse, clean, and dry… More >>

Custom Teeth Whitening Tray Premium Silicone Molding. Much Better Than Boil & Bite Thermofitting Trays.

How Much Will I Earn Becoming a MMA Instructor?

Generally many martial artist and MMA aspirants wish to start a career as an instructor and dream of managing or even having their own school one day. So what is the truth behind becoming an instructor; how much one can actually expect to earn and what will be his actual role as an instructor? It is not just a fun or pastime teaching a few classes a day and making a fat salary, this is going to be a really serious check for you! Is it possible? Yes, but it’s not going to be a smooth sailing unless you are already a UFC legend.

It is not a tough task to join a school as an instructor because most schools require pretty basic qualification for this post. Normally, you just have to be really good at your chosen style or styles. But that is not all which is required to become a successful instructor. Besides just being good at practicing your chosen form of martial arts or warfare, you are also expected to become good at teaching these skills to others. So what does an MMA or martial arts instructor really do all day? It may appear that they are having easy going life but the reality is that they probably are working 6 days a week and are putting in some serious hours. As an instructor, you are also expected to develop some sales skill. Besides spending your time in giving actual training to your students, you may also be required to go out in the community and promote the school, find new students, and do various other marketing tasks. If you are a new instructor in a small school, you may also be expected to handle the administrative and normal office work.

According to Salary.com statistics, which gives details of average salaries throughout the US. The figures indicate ‘Fitness Instructor’ makes around $66,000 per year including all benefits and bonuses. This sounds attractive, but actually this definition is for someone who acts as a manager and runs all aspects of the facility. At some of the franchises and nationwide schools you may be offered a minimum starting wage. In addition you will be offered commissions based on the students you enroll in the school and may enjoy bonuses varying on the overall school performance and profitability. Altogether, it could add up to a decent income, but will require a strong will for you to get in a roll and build a steady pipeline of new students. Obviously the bigger money is in managing a school or having one of your own.

This article is not to discourage anyone. It is designed to give you a broad perspective and a real worldwide view of what to expect when you plan to start. Of course there are plenty of opportunities to make big money as you develop your skills and to have the freedom to work your own schedule and has more entrepreneurial and love the idea of being able to create your own program and branding.

About Author
Tony is the Chief Editor of online Content for The MMA Zone and a leader in Martial Arts Supplies. If you like to know what you can achieve as “Becoming a Martial arts School Instructor“, do subscribe to my articles and I will do share you my interpretation in my next article.

Ask How Much Medical Care Costs

You have done all the right things when looking for an affordable insurance plan to pay for your healthcare. Using a site like this, you got multiple online quotes, compared the detail of the plans on offer, and bought the plan that seemed to offer the best value-for-money. But the whole exercise was a bit abstract. No-one wants to fall ill. So it’s only when bad luck strikes in the form of an accident or illness that you suddenly discover the reality of how much everything costs. Yes, that’s right. Buying into the plan is not the end of shopping around. The most common ways of holding down the premium rate are policies with a high deductible, more copayments or where you pay out-of-pocket expenses. At present, about eight million people pay the maximum deductible and that number is rising. The more you have to pay, the greater the incentive you have to shop around to find the lowest cost medical services. Ironically, this puts you in the same position as the uninsured. There is a further incentive to look carefully at prices before you buy. This is the so-called “facility fee” — an unexpected additional cost when the services offered by a particular doctor are provided in rooms owned by a hospital or clinic. So, in effect, you are billed by both the doctor and the hospital and, in many cases, this additional fee is not covered by your health plan.

So even though you might be distracted by the fact of your injuries or illness, you have to ask in advance for the total price and whether all this price is covered by your plan. For example, there are now specialized centers offering MRI scans at significantly lower prices than hospitals where the overheads are high. Fortunately, many doctors, clinics and hospitals are now publishing some of their prices online. Note the emphasis on “some”. More than 30 US states now mandate hospitals to publish their prices for basic procedures. Unfortunately, hospitals are not required to indicate the price range for each service. No hospital operates a fixed price policy. Every insurance company negotiates with each hospital and agrees a price depending on the number of likely patients to be referred under each plan. When it comes to publishing a list, the hospitals usually disclose only the highest price for each procedure. Worse, many larger operations are not consumer-oriented and resent being asked to negotiate a price with individual patients.

They start with the expectation that people should be deferent and pay the prices asked without question. In reality there is nothing to choose between health insurance and buying a meal at a restaurant. Everyone want to see a menu and the prices before they buy. This is becoming increasingly important as the recession drives up the rate of unemployment. People can no longer afford complacency. The fact of a health plan no longer insulates you from price considerations. So go online and use the search engines to find the doctors and facilities offering the lowest prices. Ask your own health insurance company which of the doctors in their networks have the lowest costs. Protect yourself against the unexpected fees and charges.

About Author
Want to see what Jessica Smith has to say on other topics? With years of experience Jessica Smith is a constant writer for http://www.healthinsurancebible.com/ask-how-much-medical-care-costs.html and you can see all his contributions on that site.

Hair Loss Help : How Much Can I Lose and Still Be Me?

Hair loss sufferers wake up in the morning and check their pillows for amounts of hair that have fallen out. Hair loss sufferers check their combs and brushes after every use and try to count the number of hairs contained therein. Hair loss sufferers put on their glasses and check the number of hairs in the shower or sink after each wash. Hair loss sufferers grow anxious, nervous, and scared. How much will go today, and how soon will I begin to look bald to others? They worry about the impressions they will make on bosses, future bosses, friends, co-workers, and even strangers who see them in public places.

What a horrible way to live! If hair loss is beginning to be a daily worry for you, do something about it!Check with your physician to ensure that there is not some physiological cause which can be remedied. Some diseases have hair loss as early symptoms, and certainly you want to know if you are diabetic and suffering from Lupus. Bacterial and fungal infections can cause hair loss, and can certainly be cured. Worry, anxiety, stress, and major life traumas can cause it. Surgery can cause it. Pregnancy can cause it. All of these are either temporary or controllable, and that should bring you relief.

If, however, you are among the millions of adults who are simply the products of your heredity and/or hormones, you must look at other solutions.

1. First and foremost, take care of your body with good diet and exercise. These things affect hair health and can slow down the loss of your hair.

2. Find ways to reduce stress and anxiety. Exercise, Yoga, meditation, etc. are good activities for this.

3. Take care how you treat your hair. Do not pull at it, comb or brush it harshly, or use harsh shampoos. Reduce use of colorants and other harsh chemicals. Try to manipulate your hair as little as possible. Reduce the use of blow dryers and curling irons.

4. Investigate and experiment with the wide variety of products available to reduce hair loss. The earlier in life you begin this investigation and experimentation, the better your results will be. Products like Provillus, for example, should be used with the first signs of more than normal hair loss.

5. Try natural remedies, such as Saw Palmetto(primarily for men), essential oils and herb solutions. These are available at health/nutrition retailers or on many Internet sites. Again, you will have to experiment to find what works best for you. Every body is unique and will respond differently to different treatments.Whatever the level of your hair loss, if it bothers you, you owe it to your own peace of mind and well-being to explore your options. Do it early on and find what is right for you.

Lewis Blood PhotoAbout Author
For more information visit: http://www.need-more-hair.com

How much Will I Need to Retire?

How much Will I Need to Retire?

By Larry Lane for InvestorZoo.com

With the advent of modern medicine and technology, most can expect to live another 25-30 years or more after retirement. According to the Center for Disease Control, if you make it to 65, you can expect to reach 83. If you’re married, there is a 66% chance, one of you will reach 85 and about a 40% chance you may reach 90. If you are younger, in your 30’s or 40s, I would plan expect to have a lifespan of perhaps 95 or 100.

Wildcards Social Security and health care will be a huge wild card when determining your retirement needs. If you have 10 to 20 years until retirement, there is no way to project what the costs will be. Will the retirement age be changed? Will there be universal health care? What will social security payouts be a decade or two? Due to social security being so far in debt and the crush of retirees entering in the system, there will have to be some massive changes in the system. The retirement age will be raised, taxes will be raised or the amount of payouts will be decreased. Perhaps all three will occur.

Several Factors to Consider

What will your investments earn? If you are 100% allocated in stocks, you can expect an 8-10% return if you have a long time horizon. As you get closer to retirement, you may have to reallocate your portfolio into a combination of stocks and bonds which will decrease your portfolio’s volatility, but also your total return.

1) If you own a home, will it be paid off upon your retirement? A home can be a great investment. Buy a home now and your mortgage payment will be exactly the same in 30 years (provided you don’t refinance). Investing in a house can be an excellent inflation hedge.

2) Will you stay in that home or move to a new locale in retirement? Will you keep your home long term or move? If you sell your home, the first $250,000 in profit (if you own one) is tax free. Will you reinvest that money or buy another home? If your move takes you to a location, will you have a lower cost of living?

3) Long Term Care Insurance. While it’s impossible to know how much long term care insurance will cost five, 10 or twenty years from now, you have to factor in the cost of long term care insurance into your retirement plans. Reach out to an insurance agent who sells long term care insurance and you’ll able to see where the cost trends are headed.

4) Health care costs (always a big unknown) Will congress pass universal health care? Will Medicare even be available 20 years from now? If you are working, ask your human resources person what the cost of health care cost would be for your situation unsubsidized. You can expect to pay somewhere in the neighborhood of $360 per month for health care insurance or more for a single person. If the cost of health care rises just 6% annually, the cost may reach $720 per month or $8640 annually 12 years from now.

5) Hobbies /travel: Do you have any expensive hobbies or would you like to pursue a life of travel? Fortunately air fare has remained fairly stable over the last 10 years. However, costs such as eating out, and entertainment have been rising over the last several years. Have you budgeted enough to have a good life in your retirement years?

6) What will be the status on social security when you retire? To see how you can expect to receive when you retire, go to the Social Security website HERE. The calculator on the site will give you an estimate of how much you can expect to receive depending on when you take your retirement income.

Academic studies have shown that you will be able to withdraw 4% per year on an inflationary adjusted basis without eroding your principal. If you are 65 years old and have a retirement account of $1,000,000, you can safely withdraw $40,000. While $40,000 plus social security may seem like a livable wage today, there is always the specter of inflation looming. Given an average 3% inflation rate, your cost of living will double in 24 years. Your $40,000 in purchasing power will be cut in half to just roughly $20,000. Could you live on $20,000 plus your social security check?

If you are in the tiny minority of people who are eligible for a pension, congratulations! Pension payouts will vary greatly depending on your earnings and years of service with the company you work for. Should you be one of the lucky few, you should account for pension money in your overall retirement. Check with your human resources manager regarding your pension requirements. Remember, a company pension is only available if there is a company in the future. Do not rely solely on your pension as retirement income. Just ask the employees of Enron.

Sit down and reverse engineer your life. Think about what your ideal retirement situation would look like 10, 20, 30 years into the future. Would you like to dedicate your time to a non-profit organization? Will you start a small business to augment your retirement income? Would you like to travel and see the world? Do you envision living in your home forever, or will you move to a warmer climate? If you’re planning a move, what do you think your rent/mortgage will be? Successful businesses create a business plan; you should create a “life plan.” Make an honest assessment of your life and goals and do it now.

By being a consistent investor and creating a life plan, you will increase your chances of a successful retirement. Living the life you want in the future is all of about living within your means, making some sacrifices today and planning for tomorrow.

The article above is information of a general nature and the information provided may not apply to your personal situation. Please consult your financial planner or licensed professional for investment advice.

Larry Lane PhotoAbout Author
Larry Lane is the head blogger and biz dev for InvestorZoo a social networking site dedicated to personal finance. Larry Lane is the editor for InvestorZoo.com, a social networking site specializing in personal finance. Email questions and comments to [email protected]

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