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Posts Tagged ‘Risk’

A Bite Out of Crime.: An article from: Risk & Insurance

Product Description
This digital document is an article from Risk & Insurance, published by Axon Group on June 1, 1999. The length of the article is 438 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: A Bite Out of Crime.(Brief Article)
<... More >>

A Bite Out of Crime.: An article from: Risk & Insurance

A Bite Out of Crime.: An article from: Risk & Insurance

Product Description
This digital document is an article from Risk & Insurance, published by Axon Group on June 1, 1999. The length of the article is 438 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: A Bite Out of Crime.(Brief Article)
<... More >>

A Bite Out of Crime.: An article from: Risk & Insurance

A Bite Out of Crime.: An article from: Risk & Insurance

Product Description
This digital document is an article from Risk & Insurance, published by Axon Group on June 1, 1999. The length of the article is 438 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: A Bite Out of Crime.(Brief Article)
<... More >>

A Bite Out of Crime.: An article from: Risk & Insurance

Backpacking Travel Insurance Allows You to Have an Adventure Without Taking Unnecessary Risk

Nothing beats a backpacking trip to fulfill the sense of adventure. You get to see the great wide open from a unique perspective, up close and personal. Yes, back packers are a special breed. They like to travel on the cheap and don’t mind taking a risk or two during their holiday. Of course, you can take this too far as well. If you decide to forgo a sensible backpacking travel insurance policy then perhaps you are a bit fool hardy as well as adventuresome. Yes, it’s extremely tempting to skip the added vacation expense of backpackers travel insurance but when you consider just how inexpensive it can be it doesn’t make a whole lot of sense.

When you purchase backpacking travel insurance you are hedging your bets by removing a good deal of the risk out of foot travel. When you have backpacking travel insurance you are making sure that should the unthinkable happen and you take ill or fall victim to an accident you won’t suffer extreme financial consequences. This is particularly the case if you are traveling overseas. Even if you have your own personal medical insurance plan, the chances are this policy will not cover you if you are out of the country. Depending on to which country you are traveling, even a brief stay in the hospital can be quite costly. Imagine now that you have to be airlifted home. A trip like that can end up costing you tens of thousands of dollars.

So you are convinced now that you need travel insurance for backpacking. What’s the next step? Well the first thing to do is to figure out where you will be going. If you are traveling domestically then perhaps your personal health policy will cover problems that arise. You definitely want to check out this provision of your health policy. You also need to decide if it makes sense to buy a policy that covers this one particular trip or if it would be more economical to purchase an annual multi-trip policy. This type of policy will be in force for all the trips you take within a particular time period, usually one year.

If you are traveling overseas then buying backpacking travel insurance is a must. Luckily it is also very easy. All you need to do is to conduct a quick Internet search. You’ll quickly see that you have a lot of choices. Once you have a number of quotes for cheap backpacking travel insurance and you are ready to do your comparison. Look hard at the medical coverage to make sure that it will cover the activities you think you might be engaged. Some policies exclude sports such as SCUBA diving that are considered to be too high risk. Winter sports are another area that may be excluded. You shouldn’t have a problem finding a policy that covers these activities but you do want to make sure that you don’t sign on the dotted line before checking exactly what is included.

While you’ve no doubt already peeked at the pricing, it’s a good idea to leave the price comparison until after you have a handful of policies that will cover all the things you really need. Sometimes the lowest price does not mean the best value.

Once you have gathered your cheap backpacking travel insurance quotes, compared the features and pricing you are ready to make your purchase. You can do that right online as well. Once everything is taken care of you can get back to the business of having fun and setting off on your adventure. The key thing is you now know that you’ll be covered if anything goes wrong.

About Author
Peter Jones is a consultant at 1Cover Travel Insurance. 1Cover provides some of the most comprehensive travel insurance cover available for backpackers. Our backpacker travel insurance covers you for long trips abroad, anywhere in the world.

Can You Reduce The Risk Of Having A Heart Attack By Taking A Vacation Or Holiday?

Can you remember when you last had a wonderful, relaxing vacation? If it’s been a while, you may want to consider taking another holiday sooner than later. Why? Because vacations and holidays are playing a more and more important role in people’s mental and physical health.

Recent research has shown that if people go on vacations every year they can reduce their risk of developing a serious disease. Stress in the workplace as well as at home can effect a person’s mental and physical health in so many ways.

Whatever relaxing holidays you feel like taking, from vacations at all inclusive resorts or exotic beach vacations, to pampered luxury cruises and cruise tours, you can dramatically lower your risk of heart attacks and many other life threatening medical conditions. The catch is that you need to take at least one holiday every year. Just as the cumulative effect of not taking vacations can make you sick over time, conversely, taking a two to three week vacation each year can help you stay well.

It appears that the stress of our daily lives caused by a number of factors may be contributing to this phenomenon. As a result of this recent economic down turn, the workplace is probably the main reason or factor.

One of the primary reasons that this is happening is this electronic age we live in where we are so tied to our jobs that we feel we’re at work even when we are not even there. Quite literally, we are only a phone call, an email, or text message away from our job.

Many people have the feeling that they’re on a treadmill that’s speeding up and they can’t seem to get off. They may be working as hard as they can to try and be successful in their own business, or they could be constantly concerned about how long their job will be there for them in these recessionary times. It’s the worry and uncertainty that can be all-consuming and can make people very ill over time.

This accounts for tremendous stress, trouble sleeping, depression, and a host of other stress related medical conditions. Even not eating properly, or drinking too much coffee or alcohol can make the problem worse.

It seems obvious many families have had to cut back on, or even eliminate taking vacations completely because of the cost of travel, although the costs of many holidays have actually dropped over the last number of years.

However, some vacations can be less expensive than others. Here are some holidays that may not break the bank.

Perhaps the most relaxing holiday that you can take is a luxury cruise. It can also be the best value for your vacation travel dollar for a number of reasons.

First of all, you are basically living on a floating hotel resort. You will enjoy all of the benefits and amenities of hotels and resorts all rolled up into one neat, affordable, no hassle vacation. If you have never been on a cruise before, maybe now is the time that you should have this great experience.

Another great benefit is that you are in control of the amount of activities you really want to participate in. Or, you can just veg out and relax in a comfortable deck chair in the wonderfully warm sunshine and take a refreshing swim in the pool next to you. You don’t even have to get up to get another drink or some delicious appetizers as deck waiters are always there at your beckon call. What an incredible stress free holiday!

You don’t even have to unpack and repack your travel luggage again and again as you sail to ports located in different cities or towns along the way. All you have to do is enjoy all the amenities on board.

The only other cost to consider is a cheap flight to the port where you can board your dream cruise.

However, if you live reasonably close to a cruise line port you can probably drive there and save a significant amount of money. Even if you have to stay overnight at an inexpensive motel half way to your cruise line port, it probably would still be cheaper than airfares, especially for a couple, or a family.

Check this list below to determine if you live close to any of these following cruise line port cities in the U.S. The list in in alphabetical order for both the East and the West coasts of the United States.

The cruise ship ports on the East and the Gulf coasts of the United States. in alphabetical order are Baltimore, MD, Boston, MA, Bayonne (Cape Liberty), NJ, Charleston, SC, Fort Lauderdale, FL, Galveston, TX, and Houston, TX, Jacksonville, FL, Miami, FL, Mobile, AL, New Orleans, LA. New York City, NY, Norfolk, VA, Philadelphia, PA, Port Canaveral, FL, Port Everglades, FL, and Tampa, FL.

The ports on the West coast of the United States. in alphabetical order are Astoria, OR, Los Angeles, Long Beach, San Diego, and San Francisco, CA, Seattle, WA, Seward and Whittier, AK.

And in the aloha State of Hawaii, the ports of Honolulu and Maui.

For Canadians there are only two major cruise ship ports. They are located in Montreal, Quebec, in the East, and in Vancouver, B.C., on the West coast.

All inclusive vacations at many wonderful resorts in places such as Mexico and the Caribbean are also among the best value for your holiday travel dollar. These vacations include your food and drinks.

Other money saving travel deals are cheap vacation packages which usually cover your flight and hotel or resort accommodation. However your food and drinks are not normally included

Enjoying a two to three week relaxing vacation each and every year that you are employed in the workforce is one of the best prescriptions to help you maintain your good health.

Dorothy Yamich PhotoAbout Author
Dorothy Yamich, a travel consultant specializing in luxury cruises and vacation packages has traveled extensively throughout Europe as well as to many other regions of the world. If you are looking for cheap airfares, luxury cruises and great holiday deals, visit: http://www.traveltipsguide.com.

Environmental Risk Factors in Breast Cancer

Much has been written about pesticides and pollutants as being major contributors to cancers today. According to the National Toxicology Program at the U.S. Department of Health and Human Services, there are 52 chemicals known to contribute to cancers of all kinds in humans and 176 chemicals reasonably anticipated to be human carcinogens. Lung and mammary cancers are the most common types of cancers that are found in animal based studies of potential carcinogens. Despite this data, most experts believe that more relevant environmental risks involve diet, lifestyle, and factors related to a prolonged exposure to estrogens. However, a brief discussion of some proven and unproven chemicals associated with breast cancer risk is worthwhile.

Smoking: Researchers from Albert Einstein College of Medicine in New York examined the association between cigarette smoking and incidence of breast cancer in a cohort of women who had smoked for up to 40 years. The women were subsequently followed for an average of 10.6 years. Their risk of breast cancer was 60% higher than that of women who had never smoked. Among those who smoked 20 cigarettes or more a day for 40 years, the increased risk rose to an 83% increase.

DDT: DDT and its metabolite DDE are weakly estrogenic organochlorine pesticides that accumulate in the food chain and collect in human adipose tissues through the consumption of animal products. Although several studies showed no link when blood DDT levels were checked many years after exposure, a recent study based on samples from blood collected during perinatal periods showed that women heavily exposed to the pesticide DDT during childhood are five times as likely to develop breast cancer later in life.

Other Pesticides: Other pesticides including endosulfan, toxaphene and dieldrin have been implicated as causing breast cancer based on animal studies, but their contribution to human breast cancer is unclear.

Commercial Product Chemicals: A long list of chemicals found in common commercial products have been implicated in breast cancer. This list includes industrial solvents (trichloroethylene, toluene and benzene), plastic water bottles and baby bottles (bisphenol-A), and polyvinyl chloride, a ubiquitous chemical found in food packaging, medical products, appliances, cars and toys. Again, the significance of their contribution to human breast cancer is unclear.

Pollutants: A very well studied group of chemicals collectively called polycyclic aromatic hydrocarbons (PAHs) have also been implicated in breast cancer. The most common sources of these chemicals include charbroiled meat, cigarette smoke, car exhaust, and burning fuel.

Radiation exposure: Mounting evidence suggests that X-ray and gamma-ray exposure may be a significant and causative factor, particularly if the exposure is during childhood or early adulthood. Radiation therapy done for Tuberculosis and dermatologic conditions and radiation exposure from atomic bombs have been proven to cause breast cancer. The most important factor in radiation exposure is the dose of radiation. This is why efforts have been made to decrease the radiation from mammograms by 10-fold. The energy level of the radiation may also be important. Several epidemiologic studies have shown an increased risk of breast cancer among female airline attendants (1.9 fold increased risk). The likely cause for airline attendant’s increased cancer risk is exposure to cosmic radiation (neutrons and gamma rays), which have much higher energy than X-rays.

About Author
Dr. Mai Brooks is a surgical oncologist/general surgeon, with expertise in early detection and prevention of cancer. More at http://www.drbrooksmd.com, http://thecancerexperience.wordpress.com and http://progressreportoncancer.wordpress.com.

Risk Factors in Coronary Heart Disease

There seem not to be one single cause of Coronary Heart Disease (CHD), but medical research have however, shown that a whole range of things can make you more likely to develop Coronary Heart Disease and these are the risk factors.  Just like a very high speeding car is more likely to hit and crash into another car than a slower speeding car. So a person with one or more risk factors will be more likely to develop heart disease than someone without any. Though not every very high speeding car crash and not every with Coronary Heart Disease  risk factors gets a heart attack, but the chances are undeniably greater.

These risk factors are divided into two groups: the non-modifiable and the modifiable factors.

The non-modifiable risk factors: are as the name implies, are those risk that we cannot do anything about. They can’t be altered by our lifestyle changes or medical treatments. And they include:

Age and gender:  Coronary heart disease becomes more common with older age and it is the strongest predictor of coronary deaths in women. Two third of women who die from heart diseases are ages between 55 – 65 years old. Below the age of 65, it is much more common disease among men then women. This is because after menopause (a period when women menstruating).

Coronary Heart Disease becomes more common among women. It does seem likely that age different among men and women with CHD is related to estrogen hormone that disappear once menstruation stops, this  hormone has a way of regulating and maintaining the effects of  the Coronary Heart Disease in women. But test carried on women who are undergoing hormone replacement therapy (HRT) have shown some evidence that this can protect against heart diseases. Many doctors are recommending HRT for this reason as well as, of course for other reasons.

Family history or Genetic factor: as with age and gender, we don’t choose our parents so we’re stuck with our genetic history. If your father or mother had a heart attack below the age of 65, this may increase your own risk significantly, but getting it from a second or third degree relative is less likely. The reason being that the gene we inherit from our parents may make us more liable to have high cholesterol or less insulin production in our body.

It is advisable to have a medical checkup from time to time with your doctor in order to reduce or treat the risk on time.

The modifiable risk factors: are the ones that can be influenced by changes in our various lifestyles such as diet, physical exercise and medical treatment. The major risk factors include smoking, raised blood cholesterol, high blood pressure, diabetes, lack of exercise. While the contributory risk factors are obesity, stress, alcoholism, raises insulin level, fibrinogen, homocysteine and some others.

The risk of you developing Coronary Heart Disease becomes greater the more risk factor you have. Some risk however has much greater effect on your chances of developing Coronary Heart Disease, for  instance a smoker with high blood pressure and a raised cholesterol level has a much higher risk than a non-smoker who has these factors.

In general, Coronary Heart Disease is a disease of the affluence, it’s rare in the tropics and developing countries but common in North America, northern Europe and Australia and it’s more related to lifestyle.

To learn more about coronary heart disease visit http://www.heartcares.blogspot.com

Knowledge is power, so Learn and Live!

Miracle Obi PhotoAbout Author
Miracle is an expert researcher on health and fitness matters especially heart health, women and men’s health, dieting, environmental health issues, a motivational speaker and a teacher. For more information, visit http://www.heartcares.blogspot.com http://www.dietcares.blogspot.com

Evidence Emerges That Seasonal Flu Vaccine Increases Risk of H1n1 Swine Flu

(NaturalNews) To hear it from the vaccine makers, their vaccines are perfectly safe and have no side effects. A person can receive an unlimited number of vaccines (10, 100 or even 1000) and have absolutely no ill effects, they claim. This is the quack science mythology upon which mass vaccination policies are currently based. But new evidence is emerging that people receiving a seasonal flu shot are made more susceptible to H1N1 swine flu as a result.

CBC News in Canada is now reporting disturbing findings you need to know about: “Four Canadian studies involved about 2,000 people, health officials told CBC News. Researchers found people who had received the seasonal flu vaccine in the past were more likely to get sick with the H1N1 virus.”

The story doesn’t cite the percentage increase in H1N1 virus risk, but it’s apparently enough to give pause to many doctors and infectious disease experts. “We don’t know with this year’s flu shot how it interacts with the pandemic flu shot, so it’s a worry,” said Dr. Michael Gardam in the CBC News article quoted below. He’s the director of infectious diseases prevention and control at the Ontario Agency for Health Protection and Promotion.

The upshot of all this is that Canadian health officials are now scratching their heads, wondering whether the seasonal flu vaccines will actually make the H1N1 pandemic worse!

It’s fascinating that this data is coming out of Canada, not the U.S. In the United States, the mainstream media has engaged in a virtual blackout of any information that questions the safety of vaccines, even while openly pushing outrageous lies about the swine flu vaccine (http://www.naturalnews.com/027055_swine_flu_vaccines_swine_flu_vaccine.html).
Vaccines weaken your immune system

What this information reveals is further evidence that flu shots damage or weaken your immune system, making you more susceptible to subsequent infections. Flu shots don’t even work to reduce your risk of getting the flu that they’re targeting! Most people who get the flu are the very same people who routinely receive flu shots.

This will hold true with H1N1 swine flu as well: The people getting the swine flu virus will be primarily those who routinely receive flu vaccinations.

You know why? Because a flu shot trains your immune system to be lazy. It exposes your immune technology to an artificially weakened virus, resulting in a lazy adaptive response from your immune technology. In much the same way that your leg muscles atrophy if you stop walking, your immune system begins to weaken if you don’t exercise it. And this leads to an increased risk of being unable to defend against future exposure to infectious disease, which is exactly what we’re seeing with this Canadian study.

Vaccines are the quackery of modern medicine. They not only don’t work to protect people from the diseases they target; they also increase the risk of being infected with other diseases. And that doesn’t even include the ways in which vaccine ingredients (adjuvants or preservatives) can cause permanent damage to your nervous system.

If vaccines strengthen the immune system (as vaccine makers imply), then why do people who take such vaccines end up at higher risk of future infections? The only rational explanation for this is that vaccines compromise immune function. And if that’s true, then why should anyone take them in the first place?
Vitamin D makes flu shot vaccines obsolete

We could do away with vaccines almost entirely by giving people vitamin D supplements instead. Seasonal flu is no match for healthy levels of vitamin D in the blood, and with the addition of a few immune-supporting nutrients (like vitamin C, zinc, and omega-3 oils), the days of people getting sick from the seasonal flu would be all but over.

People who have adequate levels of vitamin D in their blood rarely get sick from seasonal flu. The flu primarily strikes those who are nutritionally deficient in one or more key immune system nutrients.

But rather than teach patients how to correct those deficiencies, the entire industry of western medicine would much rather poke a hole in your arm, inject you with chemicals, charge you forty bucks and keep you in the dark about the nutrients that would have protected you better in the first place. That’s modern medicine for you: Consumer ignorance plus chemical intervention. It’s a great recipe for making money, but it’s a terrible recipe for protecting public health.

That’s why I say just say no to ALL vaccines. They harm you far more than they help, and they’re based on the most absurd medical quackery you can imagine. As is common throughout the pharmaceutical industry, most of the “evidence” supporting the efficacy of vaccines was fabricated by drug companies. There is absolutely no evidence anywhere in the world that says vaccines protect you from seasonal flu better than vitamin D and immune-boosting nutrients. There’s not even any trustworthy evidence that seasonal flu shots reduce your long-term risk of being infected with the flu.

But now there is evidence that receiving a seasonal flu shot may increase your risk of contracting H1N1 swine flu, and that’s something to carefully consider if you value your health (or your life).

Mike Adams PhotoAbout Author
Mike Adams is a natural health author and technology pioneer with a strong interest in personal health. He is a prolific writer and has published thousands of http://naturalnews.com/index-HRarticles.html

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