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Explaining Health Plan Types

You want to insure your health and ask your insurance agent to offer you a good policy. You are given quotes and start thinking about buying a certain plan when the inevitable question is asked “What type of plan do you want to purchase?” This question has left many first-time insurance shoppers confused as they didn’t know about any plan types before. Too bad, because by choosing the type of insurance plan you will pay for determines how your coverage will be distributed as well as how your medical services will be provided. And as you may guess this is crucial when it comes to insuring own health.

But do not worry, this article will explain the essence behind each coverage plan type you can get in the US so the next time you will be asked the question of plan types you would choose the perfect plan to meet your requirements.

HMO (Health Maintenance Organization)

HMO plans are the most popular type of managed care distribution these days. They provide a wide spectrum of healthcare services you can receive for a reduced fee or free of charge. But the main catch is that you can receive them only at specific locations and from specific professionals. And you will have to choose a primary care physician (PCP) who will refer you to other professionals when needed. Without your PCP’s affiliations you won’t be able to receive coverage for the services you took. Neither will you be covered for the costs if you address someone outside the network.

PPO (Preferred Provider Organization)

PPO insurance coverage is quite alike to HMO. This type of managed care also requires you to choose a PCP, however you have more options when choosing this doctor. This is especially useful to those who have a good relation with their family doctors who might be outside the insurance company’s network. Moreover, you have fewer restrictions on out-of-network services, still you will eventually pay more for them if compared to in-network services.

POS (Point of Service)

POS health insurance plans also require you to choose a primary car physician. But you aren’t restricted to a network your insurance company has. Still, it will be impossible for you to get individual health insurance coverage if you don’t get a referral from your PCP before visiting any other doctor.

EPO (Exclusive Provider Organization)

EPO health insurance coverage is almost the same as HMO plans. There’s a PCP you have to get a referral from in order to visit a specialist and there’s a network of physicians and facilities you are limited to. The only difference is that you pay only for the services you received, while with HMO plans you have to pay a regular monthly fee.


This type of insurance coverage is the oldest out there and least complicated to understand. You have no restrictions on where to get your care or whom to address. You only pay for the services you receive when needed. However, you get less coverage with such plans and your overall expenses tend to be higher than with managed care plans.

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Types of Life Insurance Explained

There are many types of life insurance with different features and benefits that meet different needs. Before you purchase a life insurance policy you need a basic understanding of the types of polices available.

Term Life Insurance Explained

Term life insurance provides coverage for a term of from 1-30 years. Annual premiums are paid to the insurance company to keep the policy in effect. If the policy owner dies during the term, his or her beneficiary is paid a lump-sum of cash. If the policy owner lives beyond the term, the policy expires, and no death benefits are paid.

There is no savings or investment feature to a term life insurance policy. The insured must meet medical conditions before obtaining a policy. The annual premium varies depending on the amount of coverage desired and the insured’s age and health. Because chances of death increase with age, standard term life premiums increase every year.

The pros of term life insurance are its affordability and the short term protection it provides with no risk. The cons include the temporary nature of the coverage, annually-larger premiums, and no gains on you investment. Term life policies work well if you want to pay off a mortgage in the event of your death or for other similar period specific life insurance needs.

Whole Life Insurance Explained

Whole life or permanent life insurance provides a lump sum payment to the beneficiaries upon the insured’s death. The advantage of whole life policies is they have no defined term, so as long as the premiums are being paid the policy will remain in force for life, or until the endowment age which is typically 100. This just means that if you live to the endowment age, the benefit is paid to you at that point and the policy is no longer in force. Another advantage of the whole life policy is that the cash value in the policy can be accessed in if the insured needs the funds or can no longer make the monthly premium payments.

The premiums for a whole life policy are more expensive than term insurance since the policy holder is covered for the remainder of their life. Often the premiums are flat or decrease over time. This is possible because the insurance company can invest part of the premium in bonds and equities and use the proceeds to cover the rising cost of premiums and/or to make a payment when the insured dies.

Whole life is typically purchased as part of an estate planning arrangement to make sure heirs are taken care of if you predecease them.

Universal Life Insurance Explained

Universal life is also called “flexible premium adjustable life insurance,” and is a more flexible version of whole life insurance. Similar to whole life, universal life includes a savings element that grows on a tax-deferred basis. A portion of your premiums are invested and the return on the investments is credited to your policy tax-deferred. Most policies guarantee a minimum return on your money. Universal life offers two death benefit options. One pays the death benefit out of the policy’s cash value; the more cash value you build up the less the policy costs the insurance company. The second option pays a fixed amount stated in the contract, plus any cash values you accumulated over the years and costs more.

Universal life policies give you the ability to adjust the death benefit as your needs change, as well as the flexibility to pay smaller or larger premiums for periods of time. However, you need to make a minimum premium payment as specified in the contract to avoid the policy lapsing.

Universal life like whole life is generally used as a part of an estate plan to ensure heirs are taken care of after your death.

Variable Universal Life Insurance Explained

The variable universal varies depending on the performance of the investments chosen by the policy holder.

Since the insured chooses the investments for a variable universal policy the risk and benefits of the investments accrues to policy holder. The policy allows the insured to choose among a variety of investments so the investment can be spread between higher and lower risk investments to ensure there is always some value to the policy and still take advantage of higher risk investments with the potential of higher returns. If the investments do well the policy holder does not have to pay a premium. If the investments perform poorly there is the risk the premiums will have to be paid or the policy will lapse.

Life insurance premiums vary within a set range and the cash value of the policy.

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Insurance Choices Work with a trusted financial advisor to have your options for life insurance explained fully before you make a decision as to which type of insurance to purchase.

Migraine And Its Types

Migraine headache is the type of headache that is known to impact the patient negatively for long durations. Chiropractic spinal manipulation is widely used alternative remedy to cure migraines and chronic headaches. As shown by various recent researches, chiropractic treatment is operative in the management and cure of both common and classical migraine. Spinal manipulations, or chiropractic adjustments, are strictly natural cure method for headache and migraine relief.

Migraines can be caused by too much stress. In these days where we are constantly struggling to make more money, to support the family and pay the bills, it is no wonder that our brains can get overworked and exhausted. This can prevent the blood from flowing properly to the brain and providing essential nutrients and oxygen to make it work properly.

The exact causes of migraine are still unknown, although children with migraine are likely to acquire it after a minor trigger, like certain foods. Most migraineurs know their triggers and are likely to avoid them, or they suffer the consequence. The most common triggers are alcohol, chocolate, cheese, nuts, shellfish, Chinese food with MSG, and sugar.

Unlike a blacking out of vision or total blindness, a visual migraine is like a temporary loss of vision associated with bright flashing lights and jagged geometric lines. A visual hallucination is actually a matter of erception that does not involve any external stimuli or sensory data. Thus, the person’s frequent jagged geometric auras qualify as visual hallucination. However, it is important to understand that having visual hallucinations in connection with a visual migraine doesn’t mean the person is becoming insane, which is a common misinterpretation.

Stress, anxiety, fatigue, certain medications, and alcohol will also trigger migraines. You need to understand that migraines are triggered by your lifestyle, and that to prevent and control them, you need to modify your habits.

Preventive treatments include the use of doctor-prescribed drugs to keep you from getting head pains. They include medications like antidepressants, blood pressure medication, and anti-seizure medicine. They are taken daily to treat actual headaches and to lessen the frequency and severity of migraine episodes, especially if you experience more than one migraine per week.

The objectives of treatment for migraine are to relieve current pain and to minimize attacks. But before even deciding on how best to relieve the pain, you need to know what triggers your migraine attacks so as to avoid them. This is your first line of defense against headaches.

Contracted and tense muscles in certain parts of body, such as neck and back are commonly the reason for causing tension headaches. This is why a chiropractor should be ideal for the treatment of such kind of headaches. Misalignment or any kind of compromise of spinal bones may cause the tension headache because of nerve or tissue pressure. Unfortunately, the lack of proper care leads to the severe headache which becomes persistent over the extended periods of time.

Those who suffer from migraine attacks frequently can also take advantage of home use detox foot spa such as the BioEnergiser Classic Detox Foot Spa and the BioEnergiser Professional Detox Foot Spa. These easy to use detox foot spas relieve your body of the toxins that get accumulated over time.

The best way to prevent migraine attacks it to avoid migraine triggers. By keeping a migraine diary and noting down the activities you performed when the migraine attack occurred, you can identify your migraine trigger.

Migraines affect about 30 or 40 million Americans, but they are less common than tension headaches. It is estimated that about 75% of all headaches are tension headaches. Tension headaches are typically characterized by a dull pain over the entire head while migraines are usually throbbing in nature and located in one particular spot. In other words, tension-type headaches are a constant dull pain while migraines throb like the beating of the heart.

The pain of a cluster headache can be extremely intense, deep and explosive. Migraines are usually “pulsing” while clusters are not. Between 10 and 20 percent of cluster patients have “ice-pick” or “stabbing” pain around the eyes.

In most cases, headaches subside on their own without any treatment. However, to get an early relief you can take help of massage or herbal remedies. If this does not help, you can take help of non-prescription painkillers such as aspirin, ibuprofen, acetaminophen or naproxen. Sufferers of chronic headaches may need to consult a doctor for stronger prescription medicines to get relief from headache. Apart from giving you medications, your doctor may suggest you to keep a headache diary wherein you would be asked to make a note of when the pain started and how long it lasted.

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Read About Home remedies and also read about treatment for burns and bursitis treatment

Do You Actually Commit These Types of Mistakes When Searching For Products To Prevent Hair Loss.

Are you actually losing your hair at an escalating rate, drop everything you are doing at the present time and read this informative article! Inside this informative article, you’ll discover very simple to use and effective systems to eventually stop hair loss permanently. The techniques and treatments contained in the following paragraphs are all scientifically proven. Once you read and study this post, you should realize that hair loss can in fact be temperory, and may be countered.

Hair loss happens when your diet is insufficient in the B vitamins, generally B6, biotin, inositol and folic acid; and also the minerals magnesium, sulfur and zinc. The B vitamins, especially B5 (pantothenic acid and B3 (niacin), are extremely important concerning hair growth and hair loss remedies. Foods abundant with B vitamins include beans, peas, carrots, cauliflower, soy beans, nutritional yeast, bran, nuts in addition to eggs.

Make use of a B-complex vitamin tablet. pregnant females along with a few women taking oral contraceptives may encounter hair loss which may be stopped or greatley slowed with supplementation involving B vitamins. find out if the particular multivitamin you’re taking currently offers sufficient B vitamins in it, mainly biotin. The specific B vitamins are essential for hair growth. Supplement precisely what you’re lacking, so that you will not have hair loss problems through lack of vitamins and minerals. B vitamins have become vitally important to the strength and development of your hair. Possess a vitamin B-complex and supplement it aided by the following additional B.

1. Vitamin B3 (niacin) – 50 mg 3 times daily.

2. Pantothenic acid (vitamin B5) -100 mg 3 times daily.

3. Pyridoxine (vitamin B6) -50 mg 3 times daily.

Additional Nutrients That can Help Hair Health

1. Co q10 – Enhances scalp blood circulation. Boosts tissue oxygenation. It is also crucial regarding heart health. Take 60 mg every single day.

2. L-Cysteine and L-methionine

3. 2 amino acids belived to improve excellence, texture, and development regarding hair. They assist stop hair from receding.

A. Dosage: 500 mg each two tmes every day, and on an empty stomach.

Large ingestion of vitamins, generally, have triggered rousing hair growth. Males deficient in vitamin B6 frequently shed their hair. When they’re deficient in folic acid, a lot of males became entirely bald!

As in the case with animals, when regular ingestion connected to theses vitamins were renewed, any hair likewise returned in most instances.

Taking large doses of vitamin A (100,000 IU or possibly more daily) for a long period of time, on the other hand, might cause hair loss, but halting this vitamin can reverse the problem. As in the event of deficiencies, frequently the actual hair will grow back every time the main cause is remedied.

Efa’s (flaxseed oil, primrose oil, and salmon oil usually are great options) improves hair texture. Prevents dry, brittle hair.

Raw thymus glandular encourages immune function and improves functioning capacity of glands.

Dosage: 500 mg daily.

**Caution: You shouldn’t supply this kind of health supplement to a young child.**

* Vitamins to prevent hair loss

1) Rub oil into your scalp. Both the particular oil and the massage (while you are massaging it in) will stimulate your cuticles. Rosemary oil, Lavender oil, Cedar wood or Thyme oil are all great.

2) The herbs Pygeum, Saw Palmetto and Nettle Roots all help with decreasing the level of DHT in your body (dihydrotestosterone) which may damage and destroy follicles of hair.

3) Aloe has great regeneration abilities that will help your hair to become thicker and healthier. Apply an aloe conditioner and leave it on overnight.

4) Omega 3 and Omega 6 nutritional vitamins are both great for skin and hair. A beautiful scalp = healthy hair because your scalp holds your hair follicles.

5) Brush your hair using a bristled brush. This influences the head and causes a rise in the circulation of blood to the follicles of hair.

The subsequent factors will help you to understand the specific features connected with unique variations of minerals and where they are usually purchased.

1. Copper – it is crucial for adequate enzyme function in all of the plant and animals, as well as a lack in copper may result in hair thinning, anemia, diarrhea, and weakness. Copper can be obtained in foods which include seafood, like oysters, squid, lobster, along with nuts like almonds and pistachios, as well as in items like soy beans, lentils and also chocolate.

2. Iodine – this mineral really helps to keep the thyroid gland in working order. An absence in iodine may initiate hypothyroidism, which often can start a fat gain, lethargy, a modification of hair consistency, and hair thinning. Iodine can be acquired in some kinds of seafood along with plants, as well as in iodized salt.

3. Iron – this mineral is integrated into an important element of hemoglobin, which is often necessary with the transportation of o2 throughout the body. A lack with this sort of mineral probably would result in anemia, brittle hair, and hair loss. It can be found in red meat, fish, poultry in addition to leafy vegetables.

4. Selenium – it is necessary to the healthy function of the thyroid gland, and a deficiency may lead to heart disease and poor hair growth. It can be bought in nuts, meat, fish, crab, lobster as well as in eggs.

5. Silica – it is utilized by the body in the formation of keratin sulfate and that is a component of the hair shaft. It might likewise improve scalp circulation and encourage hair growth. A deficiency in silica could bring about a weakening connected with bones, teeth, and a hardening of the arterial blood vessels. Silica may be obtained from sand, opal and agate. It is also present in horsetail extract, barley, whole grain products, leafy green vegetable and rice.

Natural hair loss remedy products materialized as the growing quantity of hair loss cases became evident recently. There will probably be plenty of modern medical therapies available yet natural remedies continue to be considered the most beneficial ways to stop hair loss, However they do take a long while before results are noticed.

A number of the natural treatments may be present in different herbs

like Green tea. This could specifically lessen the risk of hair loss as it reduces testosterone in the bloodstream. The Sage tea and Apple cider vinegar can also be used and may directly apply on the scalp. This helps in invigorating the hairs normal growth.

Appropriate hair care can also be employed. There are various hair products such as hair dye, hair straightening and much more which contain harmful elements to your hair. Thus, it’s crucial to provide yourself with gentle shampoos and other hair products in maintaining a beautiful scalp.

Eating a well-balanced and nutritious diet also plays a big factor. Essentially, the foods you’re consuming reflect on your hair. How’s this possible? Should you lack calcium then your hair will probably be brittle and is prone to breakage.

Therefore, if you wish to have beautiful, shinny hair you need to eat the right foods and proper supplements beneficial to both your body and your scalp.

There are dietary supplements such as Provillus which fills your hair with the vital nutrients your current diet may lack.

Bottom line

The reasons why hair loss happens may be varied and complex but you are required to know what the important issues are before continuing with the proper course of treatment. Hair reduction treatments are a great deal more successful than they used to be even ten years ago in fact it is now feasible to fix thinning hair in most cases.

What’s promising is that hair loss doesn’t have to be a permenant predicament that you have no alternative other then to live with.

Medical science has come along way in supplying a cure and hair loss solutions for your problem, it is estimated that between seventy % of men and forty % of females will are afflicted by hair loss some time in there life, but with the correct analysis and therapy it does not have to be a permenant disability. There are lots of alternatives that you should take.

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Next, learn the secrets and techniques to fixing your hair and Prevent Hair loss forever. investigate options which you can take to get your hair back and stop hair loss for good.

Types of Health Coverage Plans

If you have ever dealt with health coverage plans you definitely know that there are various types of plans out there on the market, each of them having their special features, pros and cons. And it’s quote hard to say which plan type is better, because they all appeal to different customers and different situations. Just like you can’t say that coffee is better than tea, you can’t affirm that HMOs are better than PPOs. So if you are a bit confused with different plans and don’t know which one to choose, this short overview will definitely help you decide with type of health coverage to purchase when you decide you need one.

Health Maintenance Organization (HMO)

This plan type is probably one of the most popular and widely used amongst managed care plans. It delivers a very wide selection of services, including preventive care, regular exams, access to different specialists and medications. However, you are limited to a specific network of medical facilities and physicians you can receive services from. Moreover, you are required to choose a primary car physician (PCP) who will refer you to other specialists when needed. Otherwise, if getting your care outside the network or without your doctor’s referral you will have higher out of pocket expenses.

Preferred Provider Organization (PPO)

PPOs are practically identical to HMOs, taking the fact that you are also limited to a network of facilities and have to choose a PCP in order to receive care. However, you have more freedom when choosing your primary physician, which is especially helpful if you have a good relationship with your family doctor who is out of the network. And you usually get a wider network of facilities to receive care in. Still, any out of network services will be considerably more costly.

Point of Service (POS)

POS plans have strict rules concerning referrals. If you don’t have a referral to other specialists issued by your primary physician then you won’t be able to receive any cheap health insurance coverage at all.

Exclusive Provider Organization (EPO)

EPOs are very close to HMO and PPO plans. It’s the same type of managed care health insurance where you have to select a PCP and are limited to a network of hospitals and doctors you can get medical services from. But the main difference is that with EPO plans you pay for each visit to the doctor or service received when required in contrast to HMO plans where you have a monthly fee that should be paid constantly regardless whether you have used your coverage or not.


Fee-for-Service is the oldest type of individual health insurance that was around ever since health coverage was introduced. With such plans you have total control over where to get your care and whom to address. You pay only for the services you receive and don’t need any referrals in order to get to a specialist. However, the fees are usually much higher than with managed care plans and many insurance experts say that the resulting out-of-pocket expenses are larger than the amounts of money you would spend on a managed care plan.

Now it’s up to you to decide which plan type works best for you. Analyze your situation, see what your options are and get the plan that would reflect your personal interest and would be most convenient to you personally.

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If you have found this article interesting you can visit its Norris Rios’s site for more writings. Norris Rios has spent years in perfecting his journalist skills and is pleased to share his vision with you.

Migraines – Types And Its Treatment

A migraine, despite popular belief, isn’t simply a type of headache. Instead, migraines are a disease, with headaches being one of the main symptoms. During a migraine episode, cranial blood vessels both expand and narrow, causing a great deal of pain. The tissue surrounding the brain also becomes inflamed, compounding the pain into something even more severe.

A headache caused by a migraine is often among the most severe of headaches. The pain is both extreme and immobilizing. While it often begins with dull aching, it gradually evolves into pounding pain. The pain can feel as though it’s only on one side, or it can feel like the entire head is under duress. It can even feel as though it’s alternating among several different areas.

The pain tends to peak and then subside, but its point of climax can vary. Some people may have a migraine for four hours, while others may have one for three days. The same can be said for the frequency at which migraines appear. Some people may have only one or two in their entire lifetime, while other people may average three or four a week.

Types of Migraines

The two types of migraines are differentiated by the symptoms that signal their approach. A migraine with aura, also known as a classic migraine, is a migraine that involves a physiological sign that a migraine is imminent. These warning signs usually occur within an hour of the migraine and last for a few minutes up to a full hour. They can include seeing bright flashing light, loss of vision (particularly peripheral vision), blind spots, inability of the eyes to focus, ringing in the ears, a funny taste in the mouth, or just an overall strange feeling.

Migraines without aura, also known as a common migraine, occur more often. While these don’t typically possess the warning signs of the classic migraine, most people who get common migraines are given a vague indication that they’re coming. A person may feel anxious, depressed, or generally tired for several hours prior to a common migraine.

Treatment of Migraines

The first is the simplest of all the treatments, it is applying hot or cold clothes to your head. This is a little tricky in that for some it is hot that is better and for others it is cold that is, but the good news is that once you know which helps you, it is consistently the same.

Scientists have yet to discover a cure for migraines. But, treatment of them is available. Many people find that over-the-counter pain medication, abortive medications, and preventive medications all help to relieve discomfort. Biofeedback, a form of therapy that helps people deal more adequately with stressful situations, may also be helpful.

People who notice that certain behaviors cause more frequent migraines may benefit from keeping a headache diary, and noting what they eat, drink, and do in the hours directly preceding a migraine. This may help people to become aware of migraine triggers, ultimately giving them the ability to avoid these triggers in the future.

And, just as getting adequate rest, eating well, and getting regular exercise can alleviate many health problems, these three factors can also help migraines occur much less often.

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Read About Weight Loss Pills Also Read About How To Stay Healthy and How To Stay Thin

Learn About The Different Types of Autism and Their Characteristics

This is a starting point which later leads to mental abnormality if left untreated for long. A series of psychological conditions arise out of this common root of the problem and the root of the problem is commonly termed as ASD, autism spectrum disorder. This can start in the early childhood and later on become a part of the abnormal adult personality that it can bloom into.


Asperger Syndrome, childhood disintegrative disorder and Rett syndrome are the names given to the types of autism spectrum disorder. In this article, an attempt is made to understand the various forms of autism and the dissimilarities between each form. It is not necessary in this context to discuss various types of autism namely Asperger Syndrome, childhood disintegrative disorder and Rett syndrome in detail because they seem to have merged into one finally and come under one heading.


The symptoms of autism also are found as symptoms in other types of mental disorder as well and therefore it is difficult to find out what exactly is the underlying condition though we seem to be aware of those symptoms. We need to diagnose by segregating the various factors that make up for the disease of ASD and not get confused with the proposition of so many diseases with similar symptoms dominating in the individual. These can grow along with the person in the childhood and later get firmly entrenched as an integral part of the adult personality as well. So many adults with mental abnormalities exhibit similar characteristics as that of autism spectrum disorder of any disorder that may have stemmed from it. Interaction and communication on a social level is heavily disrupted in this disease process.


The basic character of the autism stricken child is that of repetitive behavior and loneliness and the selection of a very few persons for friendship gives an idea that the child has preferences. Actually normal social situations pose a challenge for the autistic child. It is difficult for them to maintain the friendship on an even keel. Grown ups with autism keep select and quality friends and this speaks eminently for autism. They are content with a select few rather than a large network of friends. They retreat into their shell when they know they can’t handle a situation and find it hard to make eye contact with people. They avoid social stimuli and are scared to make new friendships for reasons known or unknown to them. They do not feel familiar with their own name and do not respond when called by their name. They like doing some activity for hours on end and lose themselves inside that cocoon, oblivious to the world around them.


Some autistic children are born geniuses and exhibit extraordinary talent in music, math etc. This psychological balance is not found in most other autistic children but they are believed to have latent deposits of talent that refuses to unravel.

About Orgasm – Types of Orgasm and Stimulations Leading to Orgasm

When a man or woman gets an orgasm, the good feelings in the genital area or other sexually loaded areas increase to a peak and then settle down to a lower level again. There will also be an increasing mental ecstasy that reach a peak and then settles again.

After the orgasm the person feels satisfied and relaxed, but can feel revitalized in many ways. A relaxed ecstatic state can remain a long time after the orgasm.

Physiological reactions like engorgement by women, erection by men, fluid secretions and undulating muscular reflexes also get to a peak and then settle down again. By men the orgasm usually, but not always have ejaculation of semen as a component.

Orgasm usually occur after prolonged and repetitive stimulation of sexually sensitive body zones, either physically, mentally or both. The stimulation results in nerve impulses being sent to the spinal cord and the brain and good feelings as a result. The central nervous system then sends impulses back to the stimulated area and other sensual zones resulting in all the physical reactions.

The physical reactions increase the impulses sent to the brain and the resulting feelings. The central nervous system respond by intensifying the impulses sent back with more intense bodily reactions as the result. The increased feelings also tempt the person to intensify his stimulating actions.

This way the feelings, behavior and reactions steadily intensify, often in a wave-like manner until the peek is reached. During the peak there will be many subsequent waves of intense feelings, muscular contractions in the pelvic zones and undulating body movements.

Many persons can experience a new increase of arousal when all the orgasmic reactions have settled, and by new stimulation a new orgasm can be reached. When this is possible several times without any waiting time between, the phenomenon is called multiple orgasms. Probably more women than men have this ability. Most persons, however, experience that stimulation just after an orgasm do not result in so good feelings. But with a relaxing pause of some minutes between each orgasm it is possible for most persons to have two or more orgasms.

A women or a man can get orgasm by stimulation many body areas. Orgasm by stimulation at the genital area is the most commonly occurring, but there will be reflexive feelings and reactions in the whole pelvic area and other body parts.

By women, there seems to be three kind of genital orgasm. By clitoral orgasm the process has the clitoris as the origin and the orgasmic process spreads to deeper area like the G-spot, the inner vaginal area and the uterus.

By G-spot orgasm the process seems to start in the area between the vagina and the urethra and the area around the urethra, the so-called G-spot, and spreads to the clitoris and other areas. Some women also report getting orgasm with the innermost parts of the vagina and the uterus as the center.

A man most often gets orgasm by stimulation at the penis, and especially the penile head, but the process spread to all parts of his genitals and backwards along the area around the urethra to the prostate. The whole of this area is involved in the reflexive pumping during ejaculation.

Some men can also achieve orgasm by primarily stimulating the prostate, most often through the rectal wall. In this case the reactions spread forward to the penis.

Some men and women can get orgasm with the rectal and anal area as the center, by stimulating the rectal opening and the inner lining of the anus, and especially if deep anal stimulation is involved.

Many women and some men report having orgasms upon stimulation of the breast nipples, the sensual brownish area around the nipples and the area in a wider circumference around the nipples. This area is sexually sensitive in both sexes.

A stimulation of the breast area, seems however to create reflexive processes in the genitals and in the uterus and inner vaginal area. The orgasms achieved through breast stimulation may therefore often have its centre in the genital zone, even though the breasts are the zone primarily stimulated.

The lips and the deeper parts of the mouth and throat are still a sexually sensitive area. A person can therefore sometimes get orgasm through kissing and oral sex. Also in this case reflections in the pelvic zone plays a great part, and the centre of orgasm lies probably in the pelvic area. When two person kisses, they usually also caress each other and mutually stimulate each other at many sensual body parts.

Orgasms can sometimes occur upon pure mental stimulation or as a result of mental processes. In these cases the mental process usually results in reflexes in the genitals and the orgasm will have the genitals or other pelvic areas as the centre of the process. Mental stimulation leading to orgasm is especially common during dreams. By teenage boys and men such dreams can lead to ejaculation and subsequent wakening.

Knut Holt PhotoAbout Author
Knut Holt is an internet marketer and author with a focus on health items and erotism. TO FIND health information, items to improve erotic life and natural drugs, PLEASE VISIT:—

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